Save Money On Groceries with Coupons

Everyone knows that using coupons can help you save money on groceries, and even though many of us do use coupons, there are very few of us that actually use them effectively enough to make a huge difference. So how do you use coupons effectively enough to save hundreds of dollars on your grocery bill? It takes strategy, organization, dedication, and compromise, but it can be done, and it can be very rewarding when you look at how much money you can actually save. You will need to do to start saving with coupons is to review your current spending habits. Figure out what items you buy the most, where you buy them, and take note of how much you pay for those items. This will help you determine what coupons you will need to look for, what stores to look for coupons from, and how much your coupons are really worth.If you wish to get more for your dollar it is possible to buy strictly from the sale items whether you are fond of that food or not. From your coupons you just might find some for these products.The maximum savings comes from shopping at two or three stores in your town. Look through their weekly store advertisements and go shopping for only the top specials from each retailer. Bring your coupons along with you and use them as well. Using your coupons on sale items brings increased savings to enjoy later on.Lowering costs will take some carefully considered planning. Usually it is best if you stick to your original grocery list. Any time you go astray off of your list you may still be saving a little, but you are putting your cost savings right back into groceries you may not actually want, which may defeat your purpose. Go shopping attentively and plan ahead!Before you go grocery shopping, do a double check on what is inside your refrigerator and kitchen cabinets. Write a list of what you really need to keep you healthy. Quality food is quite often less expensive than processed frozen foods. Once you have done your check list, write down what you need for the week in food. Now you have your list, on to the good part.Instead of using cash to go food shopping, use your credit card. You can save money on grocery purchases by using credit cards offering cash back points on grocery purchases. One good card that is good to use is Chase Freedom Visa there is no annual fee and it offers 5% cash back on food purchases.Once you have a firm grasp of what your spending habits are, you will need to come up with a system of organizing coupons that works for you. You will need somewhere to keep your coupons such as envelopes, an index file, or a binder of some sort. You can set up your "coupon organizer" so that your coupons are sorted alphabetically by product, then by expiration date, or whatever works for you.Now that you know your spending habits and how you will organize your coupons, you should learn about your grocer's policies regarding the use of coupons and the store's sale cycle. Much of this information can often be found on your grocer's website (assuming they have one), but if not, just ask questions at your grocer's customer service counter. Find out if they will allow you to stack coupons, meaning using multiple coupons for the same item (i.e. a store coupon used in conjunction with a manufacturer's coupon).Also, see if you can use coupons in combination with store discount cards or on items that are already marked down. It's also a good idea to find out when your grocer will be having a sale on items that you hold coupons for...this is when you can really rack up the savings. Just remember that different items may be on sale at different times, so it may not always be wise to do all of your shopping and use all of your coupons at once. Consider always trying to shop for items that are both on sale and you have coupons for...this can really help you save big time!You need to know where to look for coupons. There are a couple of obvious places such as newspapers and "junk mail", but next time you walk in the grocery store, look around the entrance for flyers containing coupons and be attentive as you walk the isles...many coupons are available right next to the products you are buying if not placed directly on the packaging. Another source is your grocer's website. Many grocers put coupons on there websites and those are typically available online only. There are also several websites that offer coupons from manufacturers and from various store chains. Just do a Google® search for online grocery coupons...you will be astonished at the results you find.We are in a recession as many families have been tightening their money belts just to make ends meet. We all need food to live, as grocery shopping has gone sky high, but there is a way to save a lot on groceries. It may take a bit of discipline and for-thought, but in the long run it is a win- win situation.Look through the paper for coupons. You will find hundreds of coupons in the newspapers and also on -line. Saving money on your grocery bill.Write down your budget for the week and stick to it. Just think of the other things you can buy or save with the money you did not spend on extra groceries.Purchase fresh foods and vegetables, they are much cheaper than frozen food and much healthier for you. Pasta is a very cheap community but the health benefits of pasta are incredible and make a wonderful meal. Also when you shop, do not be afraid of store brands and specials. A great place to buy food is Coscos, as you can buy food in bulk, which will save you a great deal of money in the long run.Everyone loves to save money. It invariably makes us feel great to get a bargain. It kind of makes us feel like we got away with something. Clipping discount coupons and planning your shopping trip can save you lots of cash. There's as much work involved in shopping using coupons as you allow it to be.If you do not have a lot of time but would like to get in on some excellent discounts, shop with coupons. It is possible to shop with coupons in many different ways. You can make out your grocery list based on your family's needs and wants and look for coupons which you have clipped out of the newspaper and save some cash.Another way of shopping requires a little extra work, but with better savings. You can read through your local grocery store weekly advertisements and purchase whatever is on sale that you like and that you have coupons for and create your meals from these groceries.Use your rebate cards to get back money and possibly get more coupons for other purchases and enjoy your meal a grocery coupons website that provides users with free printable grocery coupons with a daily grocery coupons newsletter.There you have it...they key concepts to using coupons effectively. Review your spending habits; come up with a system for organizing your coupons so that you know what you have; learn your grocer's policies regarding coupons as well as their sale cycles, and find coupons anywhere you possible can! It can be time consuming to make the most out of using coupons, but the savings can be well worth the effort.